Bank Secrecy Act Basics: 03. Components of a Money Laundering Operation
5 min! Run Time
Employees
only
Provided
What you'll learn
Skills covered in this course
Description
Money laundering schemes can be hard to spot, but nearly all of them share the same three-part structure.
What this course covers:
- The placement stage of a laundering operation
- The layering stage that hides the money trail
- The integration stage that returns funds as clean money
- What to do if you suspect laundering at your institution
Built for financial institution staff who need to recognize criminal activity as it happens.
System Requirements
See System Requirements in the Coggno Knowledge Base
Author
Frequently Asked Questions
The course explains the placement stage of a laundering operation, the point where illicit funds first enter the financial system, as one of three shared parts nearly every laundering scheme follows regardless of how the funds were originally obtained.
This module covers the layering stage that hides the money trail, showing how criminals move funds through multiple transactions to obscure their origin before the money can be reintroduced into the economy as though it were legitimate.
The course describes the integration stage that returns funds as clean money, completing the three-part structure nearly all laundering operations follow and explaining why this final stage is often the hardest point to detect and unwind.
Learners are given guidance on what to do if they suspect laundering at their institution, turning the three-stage framework into a practical response so staff know how to act the moment placement, layering, or integration activity looks suspicious.
This course is built for financial institution staff who need to recognize criminal activity as it happens, using the placement, layering, and integration framework to spot each stage of a scheme rather than only catching it after the fact.
