RESPA
Last Updated 11/2022
English
Full Lifetime Access
Finish in
16 min! Run Time
16 min! Run Time
Made for for
Employees
only
Employees
only
Certificate
of Completion
of Completion
What you'll learn
Real Estate Settlement Procedures Act: Disclosures
Real Estate Settlement Procedures Act: Kickbacks, Title Insurance, and Escrows
Skills covered in this course
Description
The Real Estate Settlement Procedures Act (RESPA), passed in 1974, covers residential properties of one to four units. Before RESPA, buyers were charged unnecessary fees to close on homes. This course explains the law.
What this course covers:
- What RESPA is and the properties it covers
- The problems RESPA was created to fix
- How RESPA protects homebuyers at closing
- The disclosures RESPA requires
Built for mortgage, title, and settlement professionals who need a working knowledge of RESPA.
System Requirements
See System Requirements in the Coggno Knowledge Base
Author
Making the Workplace Safer and Smarter
HSI (Health & Safety Institute) is a recognized leader in Environmental, Health and Safety (EHS) and workforce development software, training, and compliance solutions.
HSI is your single-source partner for EHS, Compliance, and Professional Development solutions. HSI provides integrated e-learning content, training solutions, and cloud-based software designed to enable your business to improve safety, operations, and employee development. Across all industries, we help safety and technical managers, human resources, first responders, and operational leaders train and develop their workforce, keep workers safe, and meet regulatory and operational compliance requirements. We are a unique partner that offers a suite of cloud-based software solutions including learning management, safety management, chemical SDS management, and more, integrated with our content and training so businesses can not only monitor and manage multiple workflows in one system, but train employees via one partner.
RESPA
Real Estate Settlement Procedures Act: Kickbacks, Title Insurance, and Escrows
The Real Estate Settlement Procedures Act (RESPA), passed in 1974, protects homebuyers at closing. This course focuses on Sections 8 through 10 and the consumer protections they provide.
What this course covers:
- The consumer protections in Sections 8 to 10 of RESPA
- How the law addresses kickbacks and referral fees
- RESPA rules on title insurance
- Limits on escrow accounts
Ideal for real estate, mortgage, and title and settlement professionals.
Frequently Asked Questions
This course is designed for employees who need to complete RESPA training
Yes. This course is designed to meet applicable federal requirements and commonly mandated state standards. Always confirm specific state or industry requirements with your local regulations.
The course takes approximately 16 minutes to complete and can be paused and resumed at any time.
Yes. Learners receive a downloadable certificate upon successful completion, which can be used for compliance records and audits.
Yes. You can assign this course to individuals or groups using Coggno’s LMS, or purchase multiple seats for your team.
Yes. This course can be exported for delivery in most learning management systems (SCORM compatible).
Yes. The course is fully self-paced and available 24/7.
Yes. This course includes a knowledge check to reinforce learning and verify completion.
Learners have lifetime access from the date of purchase.
Yes. A preview is available so you can review the course format and content before purchasing.
Yes. Content is reviewed and updated as regulations and best practices change.
Yes. This course is available for free with an active Prime Subscription.
Yes. Refund requests can be submitted within 30 days of purchase.
The Real Estate Settlement Procedures Act (RESPA), passed in 1974, protects buyers of one-to-four-unit homes from the unnecessary closing fees that were common before the law existed.
What this course covers:
Ideal for real estate, mortgage, and settlement professionals.